Telegram uses third-party payment processors to facilitate secure and effortless purchases of Telegram Premium and Telegram Stars.
These may be acquired via in-app purchases through the Apple App Store or Google Play Store, in which case the transaction is processed and billed by the respective platform provider in accordance with its terms and conditions. In cases where such purchases are made via card-based payment methods, they are processed by independent third parties which may include:
Telegram is not a party to transactions between you and the above entities.